Fast, Easy, Safe

How do payday loans work?

When you have unexpected expenses and you need money right now, you can solve the problem quickly - that’s where we can help.

To apply for online payday loans Illinois, simply fill out our short online application where you only need to specify the desired loan amount and some personal details.

We’ll match you with the right lender from our extensive network of reliable lenders.

If approved, the funds will be transferred into your bank account the same day.

The repayment will come out of your bank account on the due date automatically.

What is a payday loan?

A payday loan is a type of short-term borrowing where you repay the funds plus interest in a lump sum on the day you receive your next paycheck. These are small-dollar loans that usually come with high APR.

Using our matching service, you can get a payday loan ranging from $200 to $5,000. The approved amount will be influenced by several factors, such as state laws, the lender’s policies, the borrower’s income, etc.

Who is eligible for a payday loan in Illinois?

Each state and lender has its own eligibility criteria. Typically, to get a payday loan online, you must:

  1. be a U.S. citizen or legal resident;
  2. be at least 18+;
  3. be employed and have proof of income;
  4. have a checking account in your name;
  5. have a valid email address and phone number.

Most lenders from our network will approve your application even if you have bad credit or no credit at all.

How many payday loans can you have in Illinois?

The state allows to have 3 payday loan at once: a small consumer loan with APR not exceeding 99%, payday installment loans that last no longer than 6 months and have an APR not exceeding 400%, and payday loans.

By the way, in Illinois, loans have a 10-year Statute of Limitations.

Short-term Payday Loans in Illinois

Our features

We do our best to find the right financial solution for your individual case!

Who We Are

We are a matching service that works by connecting the potential borrower to the right lender from an extensive network of U.S. lenders. We help you get online payday loans in Illinois that are intended to cover small unexpected financial needs until your next payday. Short term payday loans generally range between $200 and $5,000, depending on the particular lender and your own affordability to repay the debt.

Why Choose Us

We work with licensed and trusted lenders who offer the most favorable conditions. The interest rates may seem rather high compared with other loan types. This is because payday loans are risky. Unlike a mortgage or car loan, there's no physical collateral needed.

Speedy Process

The lender makes a decision immediately. The entire application process is online and only takes a few minutes. You do not even need to go anywhere to get a cash advance. If approved, you will receive the desired money the same day.

Our Team

We do our best to find the right financial solution for your individual case!

James Duggins

Financial Counselor

Started from 2009

Harry Lewis

Financial Expert

Started from 2011

Katina Ash

Financial Expert

Started from 2013

Martha Webb

Accounting Clerk

Started from 2013